The WPS Financial Group, one of Wales’ biggest financial advisory groups, has welcomed new changes to pension rules, which make it easier and more tax-efficient to transfer pensions after death.
The changes, announced by Chancellor George Osborn this week, are partly designed to make pensions even more attractive to savers on the basis they can […]
Last month HMRC published the ‘Draft Guidance’ on the pension flexibility that is being introduced from the 6th of April 2015. It runs no fewer than 38 pages, confirming that once again (sadly) there is no such thing as simplicity in pensions.
The full guidance can be found at: https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/344685/Annex_D_Flexibility_15_Guidance.pdf
Defined Contribution Schemes only
As a reminder, […]
When the UK government relaxed the rules around withdrawing funds from pensions, opponents of the changes claimed pensioners would blow their retirement pots on luxury goods. One politician coined the ‘right to buy a Lamborghini’ phrase in relation to this concern.
The concern relates to the introduction of flexible drawdown or uncapped drawdown – the […]
For all the hype around pensioners’ ‘right to buy a Lamborghini’ some of the more important elements of the 2014 budget may have been lost. Here, Jon Francis, director of Bevan & Buckland Wealth Management, cuts through the hype and identifies the key things everyone with a pension needs to know.
This year’s budget will […]
The warm weather of late has meant business for many parts of the local tourism industry has been booming. When the sky is blue and the sea is warm, there is no better place to enjoy such a holiday and the owners of campsites, hotels, B&Bs and other businesses have been reaping the rewards.
Some […]
Pondering pension investment options is not everyone’s cup of tea. Despite its obvious importance, many view pensions as a boring necessary evil in stark contrast to making business decisions with more immediate results.
But Swansea-based Bevan & Buckland Wealth Management (Chartered Financial Advisers) has turned that perception on its head in recent weeks thanks to […]
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